E-File Form 1095-C for the Tax Year 2025

Simplify ACA compliance by filing Forms 1095-C and 1094-C effortlessly. TaxZerone's secure e-filing platform ensures accurate IRS submission and provides hassle-free employee copy distribution, saving you time and effort.

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What needs to be filled?

  • Form 1095-C: Employer-Provided Health Insurance Offer and Coverage
  • Form 1094-C: Transmittal of Employer-Provided Health Insurance Offer and Coverage Information Returns
What needs to be filled?

Why File 1095 C Form?

Report Employer Insurance

Report Employer Insurance

Report the employer-provided health insurance and coverage provided to their employees to the IRS

Compliance with IRS

Compliance with IRS

File your Form 1095-C along with Form 1094-C to stay compliant with IRS

Avoid Penalties

Avoid Penalties

Avoid unwanted financial troubles by filing form 1095-C along with 1094-c on time

Simplify your 1095-C forms filing in just Three steps

Below are the simple steps to file Form 1095-C

Simplify your 1095-C forms filing in just Three steps
  1. Step 1: Enter Details in Forms

    Step 1: Enter Details in Forms

    Provide information about the employer in Form 1094-C and details of the responsible individual in Form 1095-C.

  2. Step 2: Review and Correct Errors

    Step 2: Review and Correct Errors

    Review your filing to ensure all information is accurate. Submit the form to the IRS.

  3. Step 3: Send Employer Copies

    Step 3: Send Employee Copies

    Deliver the employer copies using ZeroneVault or send them via postal mail.

Completing Form 1094-C and 1095-C can now be done in minutes

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Features of TaxZerone make Form 1094-C and 1095-C Filing simple and secure

IRS-Authorized

IRS-Authorized

TaxZerone is an IRS-authorized provider, ensuring your Form 1094-C/1095-C filings comply with all tax regulations and data security standards for a safe experience.

Accurate Filing

Accurate Filing

With our advanced validation system, TaxZerone minimizes errors, ensuring that every filing is accurate and compliant with IRS requirements.

On-Screen Help

On-Screen Help

Our step-by-step guidance makes filling out forms easier than ever. Each field is explained clearly, so you can complete your filing confidently.

Instant Notifications

Instant Notifications

Stay informed throughout the process. Receive real-time updates on your filing status, including confirmations and IRS acceptance notifications.

Easy E-Filing

Easy E-Filing

TaxZerone’s user-friendly platform allows you to file quickly and efficiently, saving you time and reducing stress.

Efficient Electronic Delivery

Efficient Electronic Delivery

Deliver recipient copies securely via ZeroneVault or traditional postal mail for peace of mind. Ensure compliance and privacy with our trusted delivery options.

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Lowest Price Guarantee

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Secure and Reliable

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Dedicated Customer Support

Dedicated Customer Support

Our team of experts is here to assist you every step of the way, ensuring a smooth and stress-free filing experience.

Understanding Forms 1095-C and 1094-C:
Employer Health Coverage Reporting

Form 1095-C and Form 1094-C are part of the reporting requirements under the Affordable Care Act (ACA) for applicable large employers (ALEs). Here's a detailed explanation:

Form 1095-CForm 1094-C
Purpose:
Form 1095-C is used to report information about health insurance coverage provided to employees. Specifically, it informs both the IRS and employees about:
  • The type of health insurance coverage offered.
  • Whether the coverage met minimum essential coverage and minimum value requirements under the ACA
  • The affordability of the offered coverage.
Recipients:
Employers must furnish a copy of Form 1095-C to each full-time employee, regardless of whether they accepted or declined the coverage.		Purpose:
Form 1094-C serves as a transmittal form, meaning it summarizes and transmits the information from the accompanying Form 1095-Cs to the IRS. It provides details about the employer, including:
  • The number of employees.
  • The employer's compliance with the ACA's employer mandate to offer minimum essential coverage.
Filing Requirements:
ALEs (employers with 50 or more full-time employees, including equivalents) must file this form along with all Form 1095-Cs they are submitting for their employees.
E-File Form 1095-C & 1094-C

Deadline for filing Form 1095-C

Send Recipient Copies

Send Recipient Copies

Deadline: March 02, 2026
Ensure timely delivery of recipient copies through ZeroneVault for secure electronic sharing, or choose postal mail.

File with the IRS (e-file)

File with the IRS (e-file)

Deadline: March 31, 2026
Submit your Form 1094-C and 1095-C electronically.

File with the IRS (paper)

File with the IRS (paper)

Deadline: March 02, 2026
Mail your Forms 1094-C and 1095-C if filing on paper.

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Additional Time to File? Request an Extension

Get additional time to file or send recipient copies by requesting an extension below.

Form 8809

Request an Extension to File Information Returns

  • Need additional time to file ACA forms? File Form 8809 online to receive an automatic 30-day extension to submit 1095 c to the IRS.

Form 15397

Request an Extension to Furnish Recipient Statements

  • Need additional time to furnish ACA forms to recipients? File Form 15397 to request a one-time 30-day extension to furnish 1095 c recipient statements.
Get Extension Now

File Extension in Mins

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Filing Form 1095-C online has never been more convenient. With TaxZerone, you can:

  • File quickly and accurately.
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  • Ensure compliance with IRS regulations.

Get started today and complete your 1095-C Forms in just 3 simple steps!

E-file Form 1095-C

Deliver Recipient Copies of Form 1095-C

TaxZerone makes it easy to deliver Form 1095-C copies to your recipients on time.Choose the delivery method that works best for your business:

Secure Delivery via ZeroneVault

Secure Delivery via ZeroneVault

Send recipient copies electronically through ZeroneVault, a safe and user-friendly platform.

  • Recipients can access their forms immediately, with no need for printing or mailing.
  • ZeroneVault ensures the protection of sensitive data, so you can share information with confidence.
Traditional Postal Mailing

Traditional Postal Mailing

Prefer a paper copy? TaxZerone also offers postal mailing services.

  • Recipient copies will be delivered promptly, helping you stay compliant with IRS deadlines.
  • Save time and avoid the hassle by letting TaxZerone take care of the mailing process for you.

Frequently Asked Questions

What is Form 1094-C?

Form 1094-C provides the IRS with summary information about offers of health coverage and employee enrollment in health coverage for each Applicable Large Employer (ALE Member). It also serves as the transmittal document for Forms 1095-C.

What is the purpose of the 1095-C form and who needs to file it?

Form 1095-C (Employer-Provided Health Insurance Offer and Coverage) is an IRS tax document used in the United States under the Affordable Care Act (ACA).

Purpose of Form 1095-C:

  • For the IRS: Helps verify whether applicable large employers complied with the ACA Employer Mandate and determine applicable penalties or an employee's eligibility for a Premium Tax Credit.
  • For the Employee: Provides information about health coverage offered by their employer and can be used when filing taxes or kept for personal records.

Who needs to file it:

  • Applicable Large Employers (ALEs): Employers with 50 or more full-time employees or full-time equivalents generally must file Form 1095-C with the IRS and provide copies to employees.
  • Self-Insured Small Employers: Smaller employers with self-insured health plans may also need to file Form 1095-C for employees enrolled in the plan.

what is a 1095-c form used for

Form 1095-C is used by large employers to report health insurance coverage details to the IRS and their employees under the Affordable Care Act (ACA).

What is ALE?

  • If a company had an average of 50 or more full-time (or equivalent) employees last year, it's an ALE for the current year.
  • A new company is considered an ALE if it expects to and actually does employ 50 or more full-time (or equivalent) employees on business days during the current year.
  • Employers with seasonal workers might have a special rule to determine ALE status. Check the final IRS regulations under section 4980H for details.

Can Form 1094-C be filed separately?

Yes, Form 1094-C can be submitted separately, but only if you are correcting the Authoritative Transmittal. When updating the Authoritative Transmittal information, you should file Form 1094-C by itself, marking the “CORRECTED” box.

Can Form 1095-C be filed separately?

No, Form 1095-C cannot be filed separately when making corrections. Whenever you file a corrected Form 1095-C, you must also file Form 1094-C along with it. Form 1094-C is used to transmit the corrected Form 1095-C to the IRS, and it should be filed even if you're only correcting Form 1095-C. Remember, a copy of the corrected form 1095-C must be given to the employee